Bankruptcy 301

Smart approaches to managing high-income financial distress

 

Home

Sample content

About the author

Reviews

Online calculators

An advanced bankruptcy book for understanding Chapter 13, Chapter 7, individual Chapter 11, and how to avoid bankruptcy entirely

If you're a high income earner facing financial difficulty from high credit card balances, real estate foreclosure, or unexpected job loss, you may be considering entering bankruptcy protection.  The bankruptcy solution may or may not be the right approach if you have serious financial problems; avoiding bankruptcy could very well be your best option.  At the end of the day, a high-quality decision on whether to file for personal bankruptcy requires sophisticated financial planning, a solid understanding of how bankruptcy works, and careful evaluation of alternatives to bankruptcy.

Presumably, you've done your financial management homework already and are tired of all the vague, incorrect, and commercially-sponsored bankruptcy advice out there.  You've come to the right place to finally answer your tough questions on bankruptcy.  This personal finance and bankruptcy book is meant to be the equivalent of an advanced-level course on high income financial distress - not "Bankruptcy 101" but a "Bankruptcy 301" finance guide for intelligent people in financial trouble.   This isn't "bankruptcy for dummies" or a watered-down personal finance book - it's a financial planning book for smart people in a money crisis who need more than the typical bankruptcy primer.

Key concepts and insights you won't want to miss include:

• Realistic methods to manage financial distress without resorting to bankruptcy, such as negotiating debt settlement directly with credit card companies
• Description of how a personal bankruptcy situation is rarely the result of financial incompetence, even for high-income households 
• Ammunition to explain the causes of bankruptcy to judgmental friends and family, and break down the stigma
• Why your credit score is not relevant in considering and preparing for bankruptcy, and why the bankruptcy credit impact doesn't matter
• How Chapter 13 versus Chapter 7 is chosen for you, not by you
• Important information the bankruptcy attorneys and debt counselors aren't telling you
• Why you should avoid using a debt settlement, debt consolidation, credit counseling, or debt management company to settle your credit card debt

The author of Bankruptcy 301 graduated from a top-ranked MBA program and has years of experience as a corporate financial consultant. In Bankruptcy 301, she shares uniquely sophisticated insights about financial distress that extend far beyond the basics of bankruptcy. Take a look at sample content and reviews from her readers. 

Whether you are starting with limited or extensive information on the subject, you'll gain deeper knowledge about bankruptcy and alternatives to bankruptcy after reading this book!

The information contained in this book is not legal advice, and the authors are not attorneys. Always consult a personal bankruptcy attorney prior to deciding whether to file.